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December 31, 2008:    DCSFCU Still Strong under the Current Market Conditions:

Today’s turbulent economic environment is a concern for all of our membership.  The Defense Contracts South Federal Credit Union is uniquely well positioned to handle these uncertain times.  The Credit Union’s stable field of membership and conservative Board of Directors are major assets.    

No Mortgage Loan Exposure:  The Credit Union does not provide real estate or mortgage loans.  Mortgage loans are a major contributor to the current economic problems at other financial institutions.  

No High Risk Investments:  We have a conservative investment policy.  Our current investments are in certificates of deposit and savings accounts that are insured by FDIC or NCUA.  We do not have any investments in mortgage backed securities, collateral deposit obligations, or other complex mortgage based investments.

Strong Financial Results in 2008:  The Credit Union reported a net income of $316,054 through September 30, 2008.  DCSFCU has over $5,000,000 in equity/capital or 15.95% of total assets.  A strong equity/capital ratio provides the ability to manage future challenges or opportunities.  

Not one penny of  insured savings has ever been lost by a member of a Federally insured credit union.  

You can be assured that your Credit Union remains strong and your money is protected.  We continue to service the loan and savings needs of our membership.  If you have any questions or concerns, please contact me directly at 1-800-851-7830.

Billy Edwards


   In Memoriam:


        Betty Jane Craig

July 5, 1925—July 30, 2007

DCSFCU’s first manager, Betty Craig passed away on July 30, 2007.  Betty was instrumental in the Credit Union’s success during her twenty year career beginning in 1965.  In the early years of the Credit Union Betty hand posted dividends for all accounts on her living room floor. Betty always loved the Credit Union and enjoyed the interaction with all the members.  Betty will be missed by her friends at DCSFCU. 

bulletDCSFCU will be moving to the Plaza of the Americas in September of 2003

The Plaza of the Americas is conveniently located at the intersections of Bryan and Pearl. We will be located on the Mezzanine Level directly across from Charles Schwab. Click on this link for a map to the new location.  Specific details on the move will be sent in a special mailing and the website will be updated as information is available. 

DCSFCU will be closed for one day for the move so is your best source for important move updates.

bulletBrooke Nicole Edwards is the Credit Union’s Newest Member 

Brooke Nicole Edwards was Born on April 26, 2003 at 12:10 am weighing 8 pounds 4 ounces.

Congratulations Billy and Carla on your new arrival. Click on the Brooke's picture below for a larger view.

brooke.jpg (303374 bytes)

bulletLinda Westmoreland is the Credit Union's Newest Employee

DCSFCU’s newest employee is Linda Westmoreland. Linda is a former “DCASR Dallas” employee and has been a Credit Union member since 1973. Linda retired from the FDIC in 2002 after a distinguished 24 year government career. The Credit Union welcomes Linda back to the DCMA family.

bulletLinda Hansen Announces Retirement from Credit Union

Linda Hansen will be retiring from the Credit Union on January 31, 2003. Linda has served the Credit Union membership since 1991. The Board of Directors wishes to thank Linda for her dedicated service over the past 12 years. Linda and Randy are building a house in Port Aransas, Texas to realize a lifetime dream of living by the ocean.

bulletMembership Guidelines Expanded to Include Family Members

The Credit Union's Board of Directors voted to change the membership guidelines to include:

mother, father, brother, sister, children, grand parents and grand children of current members and/or eligible employees.

The requirement of living in the same household has been removed.

Call today for your membership card so your family members can enjoy the benefits of membership of Defense Contracts South FCU.

bulletThe Credit Union Publishes Web Site on Internet at on September 1, 2000

The Credit Union announces the opening of the DCSFCU web site at  Members will be able to get information on the Credit Union, download applications, and keep up to date on the Credit Union 24 hours a day.

Account information will not be available to the members on the web site.   

E-mail the the Credit Union at

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