DEFENSE CONTRACTS SOUTH FCU

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LOANS

Defense Contracts South Federal Credit Union offers several types of loans at very competitive rates.  Interest rates vary depending on the type of loan and length of time financed.  When comparing DCSFCU to other lending institutions, you will find that the Credit Union offers:

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lower interest rates,

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excellent terms,

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no-cost loan protection insurance and                        

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DCSFCU does not penalize for early payoff as some other institutions do.

CURRENT LOAN RATES

APPLICATIONS

LOAN TYPES

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New Cars, Boats, Motor Homes, Travel Trailers, Motorcycles

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Used Cars, Boats, Motor Homes, Travel Trailers, Motorcycles 

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Signature Loans

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Share Secured Loans 

New Cars, Boats, Motor Homes, Travel Trailers

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Up to 6 years depending on value of vehicle and rate desired

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New cars financed at another institution can be refinanced (within 120 days of original purchase) to take advantage of a lower rate

 Used Boats, Motor Homes, Travel Trailers 

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Up to 6 years depending on value, age of vehicle, and rate desired

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No age limit on cars as long as value can be established

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Loans can be financed up to 10 years for vehicles over $25,000

Share Secured Loan 

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12 year maximum

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Loan full share dollars

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Variable at 1.50 % above highest dividend paid 

Signature Loan

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Up to 4 years depending on rate desired

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Maximum loan of $10,000.00 

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Preferred rates available with special qualifications

Signature loans in excess of $5,000 require additional requirements:

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Credit must be excellent

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Contractual debt must not exceed 40% of monthly gross verifiable income

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Amount of loan cannot exceed 15% of annual gross verifiable income                                           

 

E-mail the the Credit Union at dcsfcu@wt.net

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